Whether it’s your first job or not, negotiating your salary is always something you should consider doing. You may feel like what you were offered doesn’t represent everything that you bring to the table or maybe you just feel like you could get a little bit more. The important thing to remember is that you won’t know what your options are if you don’t ask.
For those of you who closely follow the capital markets, the recent volatility may be causing some investors to worry. In the past couple of weeks, from September 30 - October 10 the US market fell 4.8%. Some investors may find it difficult to remain calm while facing a dramatic market downturn. Weathering the storm through downturns may prove more beneficial to investors than bailing when things get rough.
Sometimes paying the bills on time can slip through the cracks. Maybe you’ve been traveling and the due date sneaks up on you. Suddenly you have late fees, penalties, increased interest rates and sometimes your credit rating can be damaged. To avoid those consequences we’ve created steps to make your bill paying process a smoother one.
What's not to love about the holidays; spending time with loved ones, holiday cheer, and participating in seasonal activities to name a few. Although many find this festive season extremely stressful with gift shopping and spending money they don’t have. Here are some tips to help you manage your money during the holiday season and avoid financial stress: