Ideas & Insights

Retiring with Separate Accounts

July 06, 2018, No Comments by Kimberly L. Curtis

Many couples have separate bank accounts, with a shared or communal account to pay household needs and expenses. Both may contribute equally to the account, but still maintain individual checking and saving accounts. With a second marriage or both working outside the home, an arrangement like this is common. But when it comes to retirement, how does having separate accounts affect your retirement?

Women and Retirement

June 22, 2018, No Comments by Kimberly L. Curtis

A new study funded by the Center for Retirement Research at Boston College found that women spend less of their lives married. Looking at households from the Depression Era to Mid Baby Boomers, the study found the percentage of years women spend married has dropped from 70% to 50%. Three factors contributed to this drop.

Sailing with the Tides [Dimensional]

April 19, 2018, No Comments by Kimberly L. Curtis

A mistake many inexperienced sailors make is not having a plan at all. They embark without a clear sense of their destination. And once they do decide, they often find themselves lost at sea in the wrong boat with inadequate provisions.

No Copay Radio - Kim Curtis

March 22, 2018, No Comments by Kimberly L. Curtis

Kim Curtis, CEO of Wealth Legacy Institute was interviewed on Cruisin’ KEZW 1430 AM for No Copay Radio by legendary radio host, Murphy Huston, and Jayla Sanchez-Warren, representing Denver Regional Council on Governments (DRCOG). Curtis discussed retirement planning concerns and health care issues that exist today.

The Top States to Retire In

March 01, 2018, No Comments by Kimberly L. Curtis

There are a lot of factors to consider in determining where to retire. It can be exciting and overwhelming. Luckily, WalletHub compared all 50 states on 41 different qualities they felt related to “retirement-friendliness”. The analysis considered factors like affordability, health-related factors and overall quality of life.

Kim Curtis & AARP - Radio Interview

February 08, 2018, No Comments by Arden Gehl

Kim Curtis, the CEO of Wealth Legacy Institute participated in a radio interview about the benefits of AARP and how to retire with a better sense of security.

Why Workers Are Retiring Later Than Ever Before

February 01, 2018, No Comments by Kimberly L. Curtis

According to new research by the Center for Retirement Research at Boston College, US households are claiming their Social Security much later than they did ten years ago. In 1995-1999 over 50% of eligible 62-year-olds claimed Social Security as soon as they could. Ten years later, less than one third did.

Why You & Your Spouse Should Consider Retiring Separately

January 27, 2018, No Comments by Kimberly L. Curtis

You will spend over 50% of your life working. Which is why we get anxious when retirement finally comes around, excited to finally start living on our terms. You may be looking forward to the extra time with your family and spouse. While retiring at the same time as your spouse may seem appealing, it’s important to consider what makes the most sense financially and emotionally.

How to Job Transition Smoothly [Video]

November 02, 2017, No Comments by Kimberly L. Curtis

With a job transition, the stakes are high. It can be a time of immense optimism and/or enormous stress. Career moves may be common, but the skill and emotional strength required is far from typical.

Medicare and What's Not Covered

October 26, 2017, No Comments by Kimberly L. Curtis

For people on Medicare, one can easily spend an additional $5,000 a year on ongoing health and insurance costs on items not covered. Below are costs you may encounter and how to handle the payment.

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