Ideas & Insights

What Affects Your Cost of Car Insurance

December 13, 2018, No Comments by Kimberly L. Curtis

If you’ve looked at your car insurance bill recently and noticed that the cost of your insurance has increased, you may be wondering what you did to cause it. We’ve compiled a list of the 13 factors that insurance companies take into account to determine how much your insurance should cost, and what you can do to lower your costs.

What You Need to Know About Timeshares

November 30, 2018, No Comments by Kimberly L. Curtis

Sometimes you may find yourself on vacation in a place you really love. Something about the atmosphere or the idea really appeals to you and you find yourself wondering about getting a timeshare. Or maybe you got a discount at a hotel as long as you sit through their hour long timeshare pitch. Either way, getting a timeshare may seem like something you might be willing to do. We’ve put together a list of 6 things you have to know before you consider purchasing a timeshare.

How to Rebuild Your Credit Score

November 12, 2018, No Comments by Kimberly L. Curtis

Bad credit can be the result of a variety of things, maybe you defaulted on student loans, had years of high credit card balances or had a foreclosure. No matter the reason, living with a low credit score can be tough. You can be charged higher insurance rates, new credit cards could be difficult to obtain, and bank loans may costlier. Also the number of companies that require pre-employment credit checks will continue to grow.

Tips for Negotiating Your Salary

October 31, 2018, No Comments by Kimberly L. Curtis

Whether it’s your first job or not, negotiating your salary is always something you should consider doing. You may feel like what you were offered doesn’t represent everything that you bring to the table or maybe you just feel like you could get a little bit more. The important thing to remember is that you won’t know what your options are if you don’t ask.

What You Need to Know About the Economic Growth, Regulatory Relief, and Consumer Protection Act

October 26, 2018, No Comments by Kimberly L. Curtis

Congress just passed the new Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 which offers some important new features for consumers. One of the most important features is the ability to freeze or unfreeze your credit report for free at all three major credit reporting bureaus, Equifax, Experian, and TransUnion.

Market Volatility is More Common Than You Think

October 18, 2018, No Comments by Kimberly L. Curtis

For those of you who closely follow the capital markets, the recent volatility may be causing some investors to worry. In the past couple of weeks, from September 30 - October 10 the US market fell 4.8%. Some investors may find it difficult to remain calm while facing a dramatic market downturn. Weathering the storm through downturns may prove more beneficial to investors than bailing when things get rough.

Taxpayer Rights

October 12, 2018, No Comments by Kimberly L. Curtis

As U.S. citizens, when you interact with the IRS you have certain rights, even with asking a simple question about taxes. These rights are outlined in the Taxpayer Bill of Rights. Below are the ten rights summarized with links to learn more:

Tips for Helping Aging Parents with Finances

October 04, 2018, No Comments by Kimberly L. Curtis

Money can often be an uncomfortable topic, especially when you have to talk with your parents about their money. It may eventually become your job to ensure your parent’s financials are in order and you have a plan that meets their wishes. Even if your parents are capable of managing their money now, it would be helpful to discuss what happens if they become unable to do so.

Bill Paying Tips + Tricks

September 21, 2018, 1 Comment by Kimberly L. Curtis

Sometimes paying the bills on time can slip through the cracks. Maybe you’ve been traveling and the due date sneaks up on you. Suddenly you have late fees, penalties, increased interest rates and sometimes your credit rating can be damaged. To avoid those consequences we’ve created steps to make your bill paying process a smoother one.

How to Plan the Perfect Road Trip

September 13, 2018, No Comments by Kimberly L. Curtis

Planning a road trip can be a fun experience, but also stressful. Driving across country is a lot different than flying, you’re in control of where you go and where you stop along the way. So here 8 helpful tips for your stress free road trip.

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