In our digital age, it’s a lot easier to get someone's personal information and also easier to use it. Identity theft is a serious crime, which happens when someone uses information about you without your permission. You are responsible for what the thief does while using your information. The thief could be buying things with your credit card, applying for new credit, and stealing your tax refund. All of which could disrupt your financial plan.
Credit scores and how they are determined can be confusing. Your credit score is calculated by plugging the information from your credit report into a credit score formula. You may have many credit scores based on who provided the score. Bad credit can haunt you and your credit history for decades. Credit reports may affect mortgage rates, credit card approvals, apartment requests and even your job application.
No one wants to feel stingy when it comes to their mom-- a small token of gratitude for parenting is the least we can do, right? That being said, the duty of these holidays can impact your monthly budget unexpectedly. Here are four options to show your Mom you care without breaking the bank:
10 million adults are helping provide care for their aging parents. If you're one of them, watch this video to learn tips on how to help!
The housing market is starting to heat up--summer is right around the corner. If you're on the lookout for a new home, it's helpful to understand different mortgage options available. Interest rates, monthly payments and home equity will all have an impact on your financial plan. Read through our infographic for an easy breakdown of options.