If you’ve looked at your car insurance bill recently and noticed that the cost of your insurance has increased, you may be wondering what you did to cause it. We’ve compiled a list of the 13 factors that insurance companies take into account to determine how much your insurance should cost, and what you can do to lower your costs.
Education is an investment that can push you or a family member toward obtaining an advanced degree and a successful future. If you’re stashing cash away in a 529 college savings plan, it’s important to create a strategy that helps you grow your investment, meet your long-term goals and eliminate the temptation to steal from your financial future.
How can you protect your 529 college savings plan from impulse buys?
Selecting a financial advisor can be a stressful process. You want to ensure you’re well informed about your advisor’s ability and that your goals are aligned. Unfortunately, you can be left with more questions than answers when researching financial advisors. Worse, you may not always know exactly what to ask as you evaluate your personal financial advisor.
Consider asking these six questions to your future financial advisor..
Sometimes you may find yourself on vacation in a place you really love. Something about the atmosphere or the idea really appeals to you and you find yourself wondering about getting a timeshare. Or maybe you got a discount at a hotel as long as you sit through their hour long timeshare pitch. Either way, getting a timeshare may seem like something you might be willing to do. We’ve put together a list of 6 things you have to know before you consider purchasing a timeshare.
By: Lucille Rosetti (l_rosetti@thebereaved.org)
Bad credit can be the result of a variety of things, maybe you defaulted on student loans, had years of high credit card balances or had a foreclosure. No matter the reason, living with a low credit score can be tough. You can be charged higher insurance rates, new credit cards could be difficult to obtain, and bank loans may costlier. Also the number of companies that require pre-employment credit checks will continue to grow.
Whether it’s your first job or not, negotiating your salary is always something you should consider doing. You may feel like what you were offered doesn’t represent everything that you bring to the table or maybe you just feel like you could get a little bit more. The important thing to remember is that you won’t know what your options are if you don’t ask.
Congress just passed the new Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 which offers some important new features for consumers. One of the most important features is the ability to freeze or unfreeze your credit report for free at all three major credit reporting bureaus, Equifax, Experian, and TransUnion.
For those of you who closely follow the capital markets, the recent volatility may be causing some investors to worry. In the past couple of weeks, from September 30 - October 10 the US market fell 4.8%. Some investors may find it difficult to remain calm while facing a dramatic market downturn. Weathering the storm through downturns may prove more beneficial to investors than bailing when things get rough.
As U.S. citizens, when you interact with the IRS you have certain rights, even with asking a simple question about taxes. These rights are outlined in the Taxpayer Bill of Rights. Below are the ten rights summarized with links to learn more: