Ideas & Insights

Tips for Helping Aging Parents with Finances

October 04, 2018, No Comments by Kimberly L. Curtis

Money can often be an uncomfortable topic, especially when you have to talk with your parents about their money. It may eventually become your job to ensure your parent’s financials are in order and you have a plan that meets their wishes. Even if your parents are capable of managing their money now, it would be helpful to discuss what happens if they become unable to do so.

Bill Paying Tips + Tricks

September 21, 2018, 1 Comment by Kimberly L. Curtis

Sometimes paying the bills on time can slip through the cracks. Maybe you’ve been traveling and the due date sneaks up on you. Suddenly you have late fees, penalties, increased interest rates and sometimes your credit rating can be damaged. To avoid those consequences we’ve created steps to make your bill paying process a smoother one.

How to Plan the Perfect Road Trip

September 13, 2018, No Comments by Kimberly L. Curtis

Planning a road trip can be a fun experience, but also stressful. Driving across country is a lot different than flying, you’re in control of where you go and where you stop along the way. So here 8 helpful tips for your stress free road trip.

8 Tips for Extension Filers

September 06, 2018, No Comments by Kimberly L. Curtis

The six month tax return extension is fast approaching the October 15th deadline. If you filed an extension, you can file anytime before October 15th and fully or partially pay your tax bill anytime.

What Counts as a Qualified Expense for a 529 Plan

August 30, 2018, No Comments by Kimberly L. Curtis

After years of saving for college in your 529 plan, the day has finally arrived that you need some of that money to start school. You have control of how much money you withdraw from your 529 account and what to spend it on. However, before you feel flush in cash, it’s important to know what is covered as a “qualified” expense.

How to Use a 529 to Pay for K-12

August 28, 2018, No Comments by Kimberly L. Curtis

As of January 2018, parents can now use their 529 plans to pay for private K-12 tuition. Originally designed for college, 529 plans allow tax-free earnings growth and tax-free withdrawals when the funds are used to pay for expenses that meet the requirements. That now includes private school tuition.

How Home Equity Impacts Financial Aid

August 15, 2018, No Comments by Kimberly L. Curtis

When approaching college financial aid for the first time, it can be difficult to navigate. Many parents wonder if their home equity is a factor in the FAFSA (Free Application for Federal Student Aid) and whether it impacts their student’s aid. For the majority of colleges that require the FAFSA, the value of your home and your mortgage payment will not affect your student’s financial aid.

How to Vacation on a Budget

August 02, 2018, No Comments by Kimberly L. Curtis

Escaping from the confines of a cubicle and having a fun-filled vacation is something most people dream about. The good news is that you can enjoy your holiday without spending exorbitant amounts of money. So how can we vacation on a budget?

20 Top Savings Tips

July 26, 2018, No Comments by Kimberly L. Curtis

AARP just came out with their annual 99 Great Ways to Save Money. Here are Wealth Legacy Institute’s Top 20 from the article.

Can a 529 Plan Hurt Your Financial Aid?

July 22, 2018, No Comments by Kimberly L. Curtis

Many people worry about whether a 529 Plan will impact their eligibility for financial aid. It will impact your aid, but may help you more than it will hurt. Understand the advantages of a 529 Plan and its minimal impact on financial aid.

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